Builder vs. Homeowner: Who Is Responsible for Repairs?

Builder Warranty Questions Answered: What Builders Typically Cover

One of the biggest frustrations homeowners experience after moving into a new construction home is understanding what the builder is actually responsible for fixing.

The answer often depends on timing, warranty terms, and documentation.

Common Builder-Covered Issues

• Workmanship defects

• Certain plumbing issues

• Electrical concerns

• HVAC installation problems

• Roofing leaks caused by installation

• Improper grading during the warranty period

Issues Often Considered Homeowner Maintenance

• Caulking maintenance

• HVAC filter replacement

• Landscaping and drainage upkeep

• Minor drywall settlement after warranty periods

• Routine seasonal maintenance

Why Documentation Is Important

Photos, written communication, and professional evaluations can make a major difference when submitting warranty claims.

Pro Tip

Don’t wait until your warranty expires to start documenting issues.

Need help determining whether something should be covered by your builder? Coastal Home Advisors can help assess the issue and guide you through next steps.